A buy here pay here lot at first light
Buy here pay hereDallas, Texas

Easy for your customers to pay.
Easy for you to keep track.

Text-to-pay ✶Autopay ✶Cash at the window ✶Receipts sent for you ✶Keep your DMS

The follow-up is the part nobody should have to do. That's the part we take.

See how it works →
Payment record
Maria G.
Acct
1001
DATEMETHODPAIDBALANCE
06/13Paid by Text6,412.38
06/20Paid by Text6,292.38
06/27Autopay6,172.38
07/04Autopay6,052.38
07/11Online Payment5,912.38
Every one of these was reminded, collected, and logged for you.

What the week looks like now

THREE THINGS THAT STOP BEING YOUR JOB
[ 1 ]

Fridays end on time

Cash at the window records in ten seconds and the entry writes itself. Nobody is stuck at the desk closing out the week.

[ 2 ]

Nothing lives in your head

When someone says they will pay Saturday, the reminder is set and the receipt is filed. Both of you can see it.

[ 3 ]

Notes stay current

A nudge a few days early keeps a payment from turning into a problem, and keeps the car in the driveway where it belongs.

Window drawerFRI 4:52 PM
$1,840.00
14 payments taken today
ReconciledBalanced
Promise to paySET
Maria G. will pay Saturday
Reminder texts Friday 9:00 AM
$120.00ACCT 1001
Book healthTHIS MONTH
96%
of notes current

Live by Friday

BHPH PAYMENT SOFTWARE, SET UP FREE, WE DO THE IMPORT

One screen,
every note

Your customer sees their car, their balance, and one button. You see who paid and who is behind.

The AmortPay borrower screen: the car, the balance, one button to pay

Collected by
Friday

Reminders go out early in the week. Autopay runs on payday. By Friday the week is closed and the drawer matches.

WEEK CLOSES FRIDAY · DRAWER RECONCILES NIGHTLY
01

We import your book

Bring your DMS export or the paper book itself. We enter every open note with you, at your desk, no charge.

02

Customers claim by text

Each one gets a link that already knows their car and balance. Two taps to pay, in English or Spanish.

03

Money lands, recorded

Text-to-pay, autopay on payday, cards, and cash at the window. One screen shows who paid and who is behind.

A buy here pay here lot at sunrise, mountains behind it
Free deal tool

Model the deal before you sign it.

Down payment, term, rate, payment. Then move one slider and see what the same deal looks like if they stop paying at week 20.

Open the deal tool
Sale price$13,300
Down$1,300
Payment$120 / wk · 130 wks
Paid in full+$6,100
Default at week 20-$2,340
An independent dealer on his lot
Who we built it for
Paying should feel as easy as any other bill, and collecting should feel like good service. AmortPay handles the reminders and the receipts, so your customers stay ahead of their loan and your team spends the day helping people instead of tracking them down.
2 Taps
For a customer to pay
10 Seconds
To record cash at the window
1 Screen
For who paid and who is behind

The pricing is on the website

Ask any other payment vendor for their rate and see how long it takes. The customer's payment reaches you whole, the convenience fee for paying by phone is flat and disclosed before they tap.

Platform
$99/mo

Nothing until your first payment is collected. Locked at signup.

Bank payment
$2.95 / payment

What a normal weekly payment costs. A big catch-up is 1.5%, never more than $6.95.

Cash at the window
Free

Always. Recorded in ten seconds, receipt texted, drawer reconciles nightly.

No. Keep your DMS. We import your open notes and you keep running the books where you run them today. Your data exports in one click if you ever want it back.

Plenty do. Cash at the window is free and takes ten seconds to record. The receipt texts itself and the drawer reconciles nightly.

There is no setup fee and no charge until your first payment is collected. We make our money on the platform fee and the flat convenience fee, both listed above.

There is no contract. Export your book in one click and we close the account. Nothing is held hostage.

AmortPayYour notes, collected.BHPH software