ABOUT AMORTPAY

We take the chasing off your plate.

AmortPay is payment software for buy here pay here dealers, built in Texas. Your customers pay from their phone, cash at the window is recorded in seconds, and your whole book sits on one screen.

Payments come to you

Text-to-pay, autopay on payday, cards, and cash at the window. Every one is recorded the moment it lands.

Reminders run themselves

Due dates, nudges, and receipts go out on their own, in English or Spanish, so nobody has to make the call.

One book, one screen

Who paid, who is behind, and what is owed. Your whole portfolio in a single view you can trust.

See where the whole book stands.

Stop calling one customer at a time to find out. Open the screen: who paid, who is behind, and what is owed, all in one place.

BorrowerVehiclePaymentNext dueBalanceStatus
Maria G.#100242019 Honda Civic$95.00WeeklyFri 07/18$6,172Current
Darnell W.#100312017 Nissan Altima$110.00Biweekly07/12$8,940Past due
Rosa M.#100092020 Toyota Corolla$88.00WeeklyFri 07/18$4,305Current
Travis P.#100422016 Ford F-150$140.00Weekly07/05$11,220Past due
Aisha K.#100182018 Kia Optima$99.00WeeklyFri 07/18$2,760Current
Luis R.#100072015 Chevy MalibuN/APaid offN/A$0Paid off
ILLUSTRATIVE

The book, once it runs itself.

As more of your customers move to autopay and text-to-pay, the payments arrive on their own and the late column shrinks. Here is the shape it tends to take.

9 in 10
payments arrive without a call
6 hrs
back in your week, every week
1 screen
for the whole book, live
Fewer payments slip.

As autopay and text-to-pay take over, more of the book pays on time on its own.

On-time payments, as the book enrolls

On timeLate
050100MarAprMayJunJulAug
You stop reacting.

No calling the day before or the day after. The screen already shows who is behind.

Illustrative. Your numbers depend on your book, your terms, and how many customers enroll.

We are a payments layer, not a DMS.

We do not run your lot or your deals. Your DMS keeps the inventory, the paperwork, and the process you already trust. AmortPay handles the one part nobody should have to do: the calls, the texts from your own cell, the note on a legal pad.

You keep the customer relationship. We keep the payments moving, and we stay out of the operational decisions that belong to you.

Built in Texas.

The founder was raised in Dallas, Texas with a love for cars and software, so this is where we started the company. We plan to help dealers in every state reach greatness with our software, one state at a time.

Se habla español. Every screen your customer sees ships in English and Spanish from day one.

AmortPayYour notes, collected.BHPH software
Set up my lot